Call Now

(844) 845-4219

Epic Loans Consolidation

What is Debt Consolidation?

Debt consolidation is a financial process in which multiple outstanding loans and lines of credit are combined “under one roof” at a lower interest rate and with only one monthly payment. Debt consolidation is recommended for many people who are struggling with personal debt.

Find the right solution to consolidate your debt.

The most well-known and popular way to consolidate debt is by taking out a personal loan to pay off multiple loans or credit lines. However, there are other ways to consolidate debt if certain qualifiers such as bad credit or too much debt prohibit you from being eligible for a consolidation loan. It’s important to explore all you options for debt consolidation so you can develop the best plan to pay off your debt..

The goals of debt consolidation are to reduce interest, increase payoff speed, and roll everything into one monthly payment which may be lower than the current monthly payments spread across multiple credit lines. Overall, it is an opportunity to save money and alleviate debts faster.

Consolidating with Epic Loans is an opportunity for a simple solution to a complicated, and often uncomfortable problem. If you’re feeling overwhelmed by multiple payments, high-interest rates, and seemingly never-ending cycle of debt, Epic Loans could help you alleviate some or all of those burdens with a debt consolidation plan that works for you. Set up a free consultation with one of our expert Debt Consolidation Specialists, and see how epic Loans can help you today.

Consolidating your debt with Epic Loans is as easy as 1, 2, 3!

Step 1: Apply in less than a minute to speak with an expert in debt consolidation

Step 2: Enjoy a free consultation with a Debt Consolidation Specialist

Step 3: Get matched with the right product that meets your needs for debt consolidation

We know that seems simple; that’s because it IS simple. You’ve been through enough with trying to manage your debt; you deserve a simple solution from experts who’ve been through it all, and seen it all!

There are many solutions for consolidating debt, but the most common is taking out a loan to cover the costs of your existing debts. This enables you to pay off your existing debts and streamlines your payment plan to one monthly payment with a lower interest rate, and with a faster payoff plan. While this is the most common method, it is by no means the only one. Set up a free consultation with one of our qualified Debt Consolidation Specialists to learn more.

Epic Loans is here to help you find a solution to your unique financial situation. With debt consolidation, you could have the opportunity to lower your monthly payments, achieve a lower interest rate, pay off debts faster, and boost your credit score. Don’t hesitate to set up a free consultation with one of our Debt Consolidation Specialists today.

How Does it Work?

When consolidating your debt, the last thing you want to do is get stuck with a loan that fails to improve, or worse, exacerbates your difficult financial situation.

Our Debt Consolidation Specialists are here to help you find the debt consolidation solution to provide you the most financial relief possible based on your unique financial situation. Set up a call today, and take the first step in finding financial relief!

The first step in finding a reasonable solution for your personal financial relief is to do the math. While doing the math may not sound fun or easy, the highlight is that there ARE valuable answers to your situation that just a little math can help you discover. Are you getting the lowest interest rates possible? Are you paying off your debts as fast as you can? Getting your math on with a Debt Consolidation Specialist is the answer.

Many personal debt consolidation loans have initial fees known as loan origination fees that you must pay along with the value of the loan and the interest. The origination fee will generally amount to 1-5% of the amount you wish to borrow.

When consolidating debt, an important caveat to look for is an Early Repayment fee that some loan originators charge in the loan contract. Avoiding fees like these will allow you to make larger payments than required on the loan when your financial situation gives you an opportunity to pay off the loan faster.

NOTE: Epic Loans works with trusted lending providers that work to keep fees low. You will never need to worry about early payment penalty fees when you find a loan through Epic Loans..

So, Where are the Savings?

How much you save will vary depending on your personal financial situation. However, your savings will be based on factors such as your current interest rates, and how they pertain to your monthly payments. The duration of your loans will also be a part of this equation, so it’s important to know the details of your financial situation when considering debt consolidation.

Figuring out how much you can save is a detailed process that involves a bit of math, but the right answer shouldn’t feel out of your reach. We know we say this a lot, but don’t hesitate to reach out and schedule a free consultation with one of our Debt Consolidation Specialists to help you find exactly the right solution for financial relief for you.