What’s so special about a credit card debt consolidation loan?
There are several ways to pay off your credit cards. However, few are as fast and powerful as a debt consolidation loan. In mere hours, learn if you’re eligible to combine all your credit card balances – and pay just a fraction in interest.
*consulting with Epic does NOT affect your credit score
How do I qualify for a credit card debt consolidation loan?
The higher your credit score, the lower your interest rate. Even a fair-to-average credit score can save you a lot of money – because credit card interest rates are as high as 25%, and our rates are as low as 5%.
Not sure what your credit score is? When you contact us, we find out for you. Our application process does NOT affect your credit score, and you get a free debt assessment. If you don’t qualify for a low interest rate, we have other options that can conquer your credit card debt quickly.
Consolidate your credit card debt in 3 easy steps
We said it was fast and easy. We weren’t lying…
Step 1: Apply online to speak with one of our experts
Step 2: One of our consolidation specialists will explain your credit card debt consolidation options
Step 3: You’ll get the best solution for your personal situation, customized to your needs and comfort level
It’s really that simple.
Fees for credit card debt consolidation
Many debt consolidation loans have “initial fees,” also known as “loan origination fees.” These are separate from the interest rate you pay, and they can range from 1% to 5% of the amount you’re borrowing. Some lenders also charge an “early repayment fee.” We review all that with you, and we ensure you’re getting the best deal possible.
Why choose Epic?
Our slogan is, We say YES when others say NO. And it’s true. If you’ve been turned down by other lenders, we will find your best solution so you can live your best life.
With Epic Loans, there are no hidden fees. There’s no hard-sell tactics. And there’s no obligation. Feel free to hear our experts analyze your situation, then hang up and look elsewhere. We’re confident you’ll come back.
Frequently Asked Questions
A personal loan is known as an unsecured loan. That means you don’t need to offer collateral – no need to sign away your car or home.
All you need is a Social Security number, a physical address where you live, an email address where we can contact you, and a source of income. You also need to be at least 18 years old. That’s it.