We say YES when
others say NO

Bad Credit? No Credit? Go Epic!

At Epic Loans, we believe bad credit and big debt shouldn’t ruin your life. Our network of lenders and experts have helped thousands of Americans get their lives back.

So, schedule your free consultation today. In just a few minutes, we’ll create a custom solution that fits your budget — and your lifestyle. 

How It Works

Frequently Asked Questions

What is a credit card consolidation loan?

A credit card consolidation loan is a personal loan that specifically targets credit card debt. Your Epic loan pays off the big balances on all your credit cards – and replaces interest rates as high as 25% with one rate as low as 5%.

What do I need to get a credit card consolidation loan?

All you need is a Social Security number, a physical address where you live, an email address where we can contact you, and a source of income. You also need to be at least 18 years old. That’s it.

What are the benefits of a credit card consolidation loan?

You get the money you need in as little as 48 hours. You don’t need collateral, and you still get a low interest rate. You make one easy payment, so you no longer get hit with late fees for forgetting one of your many credit card bills.