Bad Credit? No Credit? Go Epic!
At Epic Loans, we believe bad credit and big debt shouldn’t ruin your life. Our network of lenders and experts have helped thousands of Americans get their lives back.
So, schedule your free consultation today. In just a few minutes, we’ll create a custom solution that fits your budget — and your lifestyle.
How It Works

Apply online to speak with one of our experts.

One of our specialists will explain your credit card debt consolidation options.

You’ll get the best solution for your needs and comfort level.
Frequently Asked Questions
A credit card consolidation loan is a personal loan that specifically targets credit card debt. Your Epic loan pays off the big balances on all your credit cards – and replaces interest rates as high as 25% with one rate as low as 5%.
All you need is a Social Security number, a physical address where you live, an email address where we can contact you, and a source of income. You also need to be at least 18 years old. That’s it.
You get the money you need in as little as 48 hours. You don’t need collateral, and you still get a low interest rate. You make one easy payment, so you no longer get hit with late fees for forgetting one of your many credit card bills.