Get the funds you need – up to $50,000
Low rates starting at 5% APR
Quick and easy application process
Approval within one business day
One Loan, One Payment, One Step Closer to Financial Freedom!
Get rid of your credit card debt with one low interest rate and one easy monthly payment!
For years, we’ve helped thousands of Americans simplify their finances by consolidating multiple high-interest credit card balances into one debt consolidation loan, saving both time and money.
How Do I Qualify for a Consolidation Loan?
The higher your credit score, the lower your interest rate. Even a fair-to-average credit score can save you a lot of money – because credit card interest rates are as high as 25%, and our rates are as low as 5%.
If you’re not sure what your credit score is, we find out for you when you contact us. Our application process does NOT affect your credit score, and you get a free debt assessment. If you don’t qualify for a low interest rate, we have other options that can conquer your credit card debt quickly.
How It Works
Apply online to speak with one of our experts.
One of our specialists will explain your credit card debt consolidation options.
You’ll get the best solution for your needs and comfort level.
Bad Credit and Other Challenges Shouldn’t Be Holding You Back
We connect you with a trusted network of lenders and service providers that specialize in helping people with less-than-perfect credit. Start your journey today – because everyone deserves a fresh start.
Frequently Asked Questions
A credit card consolidation loan is a personal loan that specifically targets credit card debt. Your Epic loan pays off the big balances on all your credit cards – and replaces interest rates as high as 25% with one rate as low as 5%.
All you need is a Social Security number, a physical address where you live, an email address where we can contact you, and a source of income. You also need to be at least 18 years old. That’s it.
You get the money you need in as little as 48 hours. You don’t need collateral, and you still get a low interest rate. You make one easy payment, so you no longer get hit with late fees for forgetting one of your many credit card bills.